#327 Clear Plan

To invest, you need to [1] a clear plan, do your own research, [2] a margin of safety by always thinking about the [3] and, ultimately, be patient. By all means include some speculative picks if you [4] , but ensure they are only a small part of your portfolio. Looking for an oil explorer whose shares double, treble and double again is exciting but such firms are very [5] . There are a lot more which have a consistent record of paying out the dividends which really make the markets work for you, once they are reinvested.